Can you get Universal Credit if your partner works? This is a common question among individuals who are considering applying for Universal Credit or who are already receiving it. Universal Credit is a means-tested benefit in the United Kingdom designed to support people on low incomes or those who are unemployed. However, the presence of a working partner can complicate the eligibility process. In this article, we will explore the factors that determine whether you can receive Universal Credit if your partner is employed.
Universal Credit is calculated based on the household’s income, which includes the earnings of all individuals living in the same household. If your partner is working, their income will be taken into account when determining your eligibility for Universal Credit. The amount of Universal Credit you can receive will be reduced by 63% of your partner’s gross income, up to a maximum of 50% of your Universal Credit award.
There are certain circumstances where you may still be eligible for Universal Credit even if your partner is working. For instance, if your partner’s income is below the threshold set by the government, you may still receive Universal Credit. The threshold varies depending on factors such as your partner’s age, whether they have children, and whether they are in work. Additionally, if your partner’s income is low, you may still receive some Universal Credit to help with housing costs.
It is important to note that Universal Credit is not means-tested for housing costs. This means that if you are renting, you can receive housing benefit as part of your Universal Credit payment, regardless of your partner’s income. However, if you own your home, you will not be eligible for housing benefit, and your Universal Credit payment will be reduced accordingly.
When applying for Universal Credit, you must provide information about your partner’s income, including their earnings, tax credits, and any other benefits they may receive. It is crucial to be honest and accurate when reporting this information, as any discrepancies can lead to overpayments or sanctions.
In conclusion, whether you can receive Universal Credit if your partner works depends on various factors, including your partner’s income, the number of children in the household, and your housing situation. While a working partner can impact your eligibility for Universal Credit, there are still circumstances where you may be entitled to receive this benefit. It is advisable to consult the Universal Credit helpline or seek advice from a benefits advisor to understand your specific situation and determine your eligibility.
