Missed Out on the 3rd Stimulus Check- Here’s What You Need to Know

by liuqiyue

Did not receive 3rd stimulus check? You’re not alone. The third round of stimulus checks, a critical financial lifeline for millions of Americans during the COVID-19 pandemic, has caused a wave of confusion and frustration among eligible recipients. This article aims to shed light on the reasons why some individuals may not have received their third stimulus check and provide guidance on what to do if you find yourself in this situation.

The third stimulus check, officially known as the Economic Impact Payment (EIP), was part of the American Rescue Plan Act of 2021. It was designed to provide financial relief to individuals and families who were affected by the economic downturn caused by the pandemic. The amount of the check varied depending on the recipient’s filing status, age, and number of qualifying children. However, despite the government’s efforts to distribute these funds, many eligible individuals did not receive their third stimulus check.

There are several reasons why someone might not have received their third stimulus check:

1. Incorrect Information: One of the most common reasons for not receiving a stimulus check is incorrect information on the IRS’s records. This could include a wrong Social Security number, address, or bank account details.

2. Non-Filers: The IRS used information from the 2019 tax return to send stimulus checks to eligible individuals. However, those who did not file a tax return in 2019 or 2020 might not have received a check. The IRS also offered a Non-Filer Portal to help these individuals register for their stimulus check.

3. Direct Deposit Issues: If you chose to receive your stimulus check via direct deposit, it’s possible that there was an issue with your bank account information, leading to the funds being returned to the IRS.

4. Timing: There was a delay in the distribution of the third stimulus check, which might have caused some individuals to miss out on receiving their payment.

If you have not received your third stimulus check, here are some steps you can take:

1. Check the IRS’s Get My Payment tool: This online tool allows you to track the status of your stimulus check. It will provide information on whether your payment has been sent, scheduled to be sent, or if there are any issues with your payment.

2. Update your information: If you have moved or changed your bank account, you can update your information through the IRS’s Non-Filer Portal.

3. Contact the IRS: If you believe there is an error with your payment, you can contact the IRS directly at 800-919-9835. Be prepared to provide your Social Security number, date of birth, and other personal information.

4. File a tax return: If you did not file a tax return in 2019 or 2020, you can file a tax return to claim your stimulus check. This will ensure that you receive the payment, along with any other tax benefits you may be eligible for.

In conclusion, not receiving your third stimulus check can be a stressful experience. However, by understanding the reasons behind the issue and taking appropriate steps, you can increase your chances of receiving the funds you are entitled to.

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