Can you get SSI while waiting for SSDI? This is a common question among individuals who are applying for Social Security Disability Insurance (SSDI) and are in need of financial assistance. Social Security Insurance (SSI) and SSDI are two separate programs designed to provide financial support to disabled individuals, but they have different eligibility requirements and application processes. In this article, we will explore the possibility of receiving SSI benefits while waiting for SSDI approval.
The Social Security Administration (SSA) administers both SSI and SSDI programs. While SSDI is based on a person’s work history and payroll taxes, SSI is needs-based and is available to individuals who have limited income and resources. To determine whether you can receive SSI while waiting for SSDI, it is important to understand the eligibility criteria for each program.
Eligibility for SSI
To be eligible for SSI, you must meet the following criteria:
1. Be a U.S. citizen or a legal alien who has been granted a status that allows you to work in the U.S.
2. Be age 65 or older, or blind or disabled.
3. Have limited income and resources.
Income limits for SSI are set by the SSA and can vary from year to year. Resources, such as bank accounts, real estate, and personal property, also have limits. If you are applying for SSI, you must provide proof of your income and resources.
Eligibility for SSDI
To be eligible for SSDI, you must meet the following criteria:
1. Have worked and paid Social Security taxes for a certain number of years, depending on your age.
2. Have a medical condition that meets the SSA’s definition of disability.
3. Be unable to work due to your medical condition for at least a year or be expected to die from your medical condition.
The SSA evaluates your medical condition using a list of impairments and determines if your condition meets the criteria for disability.
Can you get SSI while waiting for SSDI?
Yes, you can receive SSI benefits while waiting for SSDI approval, but there are certain conditions that must be met:
1. You must meet the SSI eligibility requirements, including having limited income and resources.
2. You must be applying for SSDI and have a pending application.
3. You must not be receiving SSDI benefits yet.
If you meet these conditions, you can apply for SSI and receive benefits while your SSDI application is being processed. This can provide you with much-needed financial assistance during the waiting period.
Conclusion
In conclusion, if you are applying for SSDI and are in need of financial assistance, you may be eligible to receive SSI benefits while waiting for SSDI approval. Understanding the eligibility criteria for both programs is crucial in determining your options. It is advisable to consult with a Social Security attorney or a disability advocate to ensure that you are meeting all the necessary requirements and to navigate the application process effectively.
